Term Life Insurance

Affordable Protection for Life’s Critical Stages

Term life insurance is one of the most cost-effective ways to provide financial protection for your loved ones. It offers coverage for a specific period — typically 10, 15, 20, or 30 years — and pays out a tax-free death benefit if you pass away during that term.

At Insurance Now For Less, we specialize in helping families and individuals choose the right term policy to match their financial goals and life stage.

 Key Features:

• –  Fixed Premiums – Your monthly cost remains the same throughout the term.
• –  Guaranteed Death Benefit – A tax-free lump sum goes to your beneficiaries if you pass during the term.
• –  Customizable Term Lengths – Choose a policy that matches your needs: 10, 15, 20, 25, or 30 years.
• –  Convertibility – Most term policies can be converted to permanent insurance (such as Whole or Universal Life) without a medical exam.
• –  Optional Riders – Add extra protection like accelerated death benefits, waiver of premium, or children’s term coverage.

 Who Is It Best For?

• –  Young families starting out
• –  Homeowners with a mortgage
• –  Parents funding a child’s education
• –  Business owners covering a loan or buy-sell agreement
• –  Individuals seeking affordable life insurance coverage

 Why Term Life?

 Example Scenario:

Imagine you’re 35, married with two young children, and just purchased a new home. A 20-year, $500,000 term life policy can help ensure that if something happens to you, your family won’t struggle financially. Your spouse can pay off the mortgage, cover day-to-day expenses, and continue saving for college — all without worrying about replacing your income immediately.

Secure peace of mind at a price you can afford.
Let our licensed agents help you compare top-rated term life insurance policies today.

Call (954) 824-2191 or Request a Free Quote