Physical Damage (Collision & Comprehensive)
Trucking Physical Damage Coverage
Protecting the Investment in Your Trucks and Trailers
Your trucks are one of your biggest assets—and keeping them protected is essential to the success of your business. At Insurance Now For Less, our Trucking Physical Damage Insurance helps cover the cost of repairs or replacement of your vehicle due to covered damages, no matter who’s at fault.
What Is Physical Damage Coverage?
Physical Damage Coverage refers to two key components:
- – Collision Coverage– Pays for damage to your truck or trailer resulting from a collision with another vehicle or object.
- – Comprehensive Coverage– Covers non-collision-related losses, such as theft, fire, vandalism, falling objects, natural disasters, or animal strikes.
What’s Included:
- – Truck & Trailer Repairs or Replacement
- – Glass Damage & Windshield Replacement
- – Theft & Vandalism Protection
- – Fire, Storm, and Flood Coverage
- – Towing and Storage Fees (optional endorsement)
- – Equipment & Custom Parts (optional coverage)
What’s Not Covered:
- – Routine wear and tear
- – Mechanical breakdowns not related to covered events
- – Damage to other vehicles (covered under liability)
- – Personal items inside the vehicle (can be added separately)
Who Needs Physical Damage Coverage?
This coverage is not required by law, but it’s essential if:
- – You lease or finance your truck (required by the lender)
- – You operate high-value trucks and trailers
- – You want to minimize out-of-pocket losses after an accident or theft
Why Choose Insurance Now For Less?
- – Customized coverage for your truck’s actual value
- – Fast claims handling and direct repair network
- – Optional add-ons for downtime, rental reimbursement & cargo
- – Experienced agents who understand the trucking industry
Protect Your Rig Today
Accidents happen. Protect your investment with Physical Damage Insurance that keeps your business rolling—no matter what’s on the road ahead.
Call us now at (954) 824-2191 or Get a Free Quote
