General Liability Insurance
General Liability Insurance
Protect Your Business from Everyday Risks
Every business, no matter its size or industry, faces potential risks. General Liability Insurance protects your company from the unexpected — so you can focus on growing your business with confidence.
What is General Liability Insurance?
General Liability Insurance, often referred to as “business liability insurance”, is a foundational policy that covers your business against claims involving:
- – Bodily injury(e.g., a customer slips and falls on your premises)
- – Property damage(e.g., damage to a client’s property caused by your work)
- – Personal and advertising injury(e.g., libel, slander, or copyright infringement)
- – Legal defense and court costs, even if you’re not at fault
Who Needs It?
Any business that interacts with customers, clients, or the public should have general liability coverage. Common industries include:
- – Contractors & construction
- – Retail & e-commerce
- – Restaurants & food service
- – Real estate professionals
- – Healthcare providers
- – Event planners & entertainers
- – Cleaning & janitorial services
- – Consultants & freelancers
What’s Typically Covered?
| Covered Event | Description |
| Third-Party Injuries | Covers injuries sustained by clients or visitors on your business property |
| Third-Party Property Damage | Pays for damage you cause to another person’s belongings |
| Legal Fees & Settlements | Helps cover the cost of lawsuits, judgments, or settlements |
| Advertising Injuries | Covers claims related to defamation or misleading advertising |
What’s Not Covered?
- – Employee injuries (covered by Workers’ Comp)
- – Damage to your own business property (covered by Commercial Property Insurance)
- – Professional mistakes (covered by Errors & Omissions Insurance)
- – Auto-related claims (covered by Commercial Auto Insurance)
Why It Matters
Without liability coverage, a single lawsuit could put your business at serious financial risk. General Liability Insurance gives you the peace of mind that you’re protected against the unexpected.
Need Help Choosing the Right Policy?
Call us at (954) 824-2191 or [Request a Free Quote] to get started.
